Comments on: Workers Rise to Lower 401(k) Fees http://nbsrocks.com/workers-rise-to-lower-401k-fees Latest news from all over the world. Wed, 23 May 2012 15:16:31 +0000 http://wordpress.org/?v=2.7 hourly 1 By: Frank Cirullo http://nbsrocks.com/workers-rise-to-lower-401k-fees/comment-page-1#comment-784 Frank Cirullo Sun, 07 Mar 2010 16:04:01 +0000 http://nbsrocks.com/workers-rise-to-lower-401k-fees#comment-784 It's true that employers won't want to listen to any employee who requests low cost index funds only. Instead, even though an employer and his or her adviser have never picked a mix of manged funds or asset-allocation, target-date, lifestyle,lifecycle, or balanced funds that beat a core mix of index funds in performance -long term, they still want to experiment with the employees money by trying to pick funds that will beat the market. And bBeing foolish like that is what has cost employees (plan participants) a fortune because managed mutual funds underperform index funds--long term. See? Best wishes to your readers, Frank R. Cirullo It’s true that employers won’t want to listen to any employee who requests low cost index funds only.

Instead, even though an employer and his or her adviser have never picked a mix of manged funds or asset-allocation, target-date, lifestyle,lifecycle, or balanced funds that beat a core mix of index funds in performance -long term, they still want to experiment with the employees money by trying to pick funds that will beat the market.

And bBeing foolish like that is what has cost employees (plan participants) a fortune because managed mutual funds underperform index funds–long term. See?

Best wishes to your readers,
Frank R. Cirullo

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